Personal Project Expenditure

BUSA 1105 Online
Personal Expenditure Project- 160 points
: Beginning 
June 20th
you will need to make a 
record each time you spend money. Some examples may include: groceries, rent, child care, 
books, car repairs, entertainment (movie/concert tickets, lunch/dinner out), gas, doctor’s visit, 
etc. There are endless ways you may spend money throughout the day. The idea is to keep a 
journal each time you spend so you become aware of where you are spending your hard-earned 
money.  The last day to record entries will be 
Saturday, July 3rd
. You will be tracking daily 
spending for 
weeks. Transfer your daily expenditures into an Excel spreadsheet on a regular 
EXCEL (50%)
:  Use a new sheet in the workbook for 
week starting on Sundays and 
ending on Saturdays. (Hint: Your Excel workbook should contain 2 sheets/tabs at the bottom). 
Be sure to include the (1) date, the (2) amount, and for (3) what or where the money was spent. 
In the 
personal finance appendix of your BUSN textbook
, there is a discussion of 
discretionary and nondiscretionary payments. 
Next to 
daily expenditure in your Excel 
workbook, be sure to (4) distinguish whether the payment was discretionary or nondiscretionary.
There are a variety of ways you can organize each sheet as far as rows/columns. Feel free to be 
creative.  Let this project be a discovery process that will benefit you in your personal finances. 
Be sure to include the four items described above.
PAPER (50%)
: You will need to write a paper (2 pages) regarding the observations you made 
about your daily spending habits. Be sure to discuss the following:

Where your money comes from

Where you spent the most of your money

At least 
areas where you can reduce spending AND steps/strategies you can take to 
implement those changes

What type of  traditional investments you have or will work towards establishing and 
why you chose this type of investment(s). 
See your textbook for ideas and different types 
Use the 
format from class (from the first two writing assignments) for your paper. 
This report should be about 
2 pages
. Use proper punctuation, spelling, grammar, capitalization, 
etc. The report portion of your grade will be based on the preceding items, format and content. 
Please use a 12pt font. Feel free to use your textbook for examples/ideas (p. 328-340), but 
do not

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